Is it possible to get a HARP 2.0 refinance with a high dti? - Zillow ...

Since my loan is currently owned by Chase, I'm pretty much resigned to my inability to get Harp 2 approved even if they have no max dti restriction.

Would I have better luck trying to refinance the property as an investment property?? Conservatively speaking, I can rent out?my two bedroom for 2500 in my area.? Although, I can most likely get 2600-2700.

Since the lenders can't accept the room rental as income,?would?it be?better to refinance as a investment property which would at least accept part of the rent as income?

Obviously, I would have to move out and?rent?an apartment, but my?rent would be around 1100.?

Source: http://www.zillow.com/advice-thread/Is-it-possible-to-get-a-HARP-2-0-refinance-with-a-high-dti/464623/

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